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Business Funding Calculator

Estimate your daily payments, total cost, and payback timeline. Enter your numbers below — no signup required.

Enter Your Numbers

1.30
15%

Your Estimate

Total Payback Amount
$65,000
Funding + cost of capital
Cost of Capital
$15,000
The fee you pay for the advance
Est. Daily Payment
$214
Est. Payoff Timeline
~10 mo

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How the Calculator Works

Factor rate is the multiplier applied to your funding amount. For example, a $50,000 advance at a 1.30 factor rate means you repay $65,000 total. The $15,000 difference is your cost of capital.

Daily holdback is the percentage of your daily revenue that goes toward repayment. A 15% holdback on $1,000 in daily sales means $150 per day goes to paying off your advance. Higher revenue means faster payoff.

This is an estimate only. Your actual terms depend on your business revenue, time in business, industry, and other factors. Apply for a free quote to see your real numbers — there's no obligation and no credit check.